成为会员

房屋净值贷款

One of the biggest benefits of home ownership is the ability to leverage the equity in your home to help pay for life's unexpected expenses and opportunities — no matter what they may be.

马上申请

固定的10 & 15年期房屋净值贷款:

  • The borrower receives one lump sum amount upfront
  • 贷款 up to $766,550 (an appraisal will be needed for any loan above $100,000)
  • 10-year and 15-year repayment terms with fixed, predictable payments over the course of the loan
  • 低固定利率 在贷款期限内
  • Quick approvals have your funds available in no time
  • Possible tax advantages (please consult your tax advisor)

申请房屋净值贷款

安排预约

房屋净值信贷额度

  • 只要你需要，随时接受预付款
  • Credit lines starting at $10,000 with low monthly payments
  • 不限制你如何使用你的资金
  • Quick approvals have your funds available in no time
  • Interest accrues only on funds as they are drawn
  • 浮动利率低至8.4月* 50%
  • Possible tax advantages (please consult your tax advisor)
  • Optional loan protection coverage available that will take over your loan payment if you become disabled, 已故的, 或失业 

申请HELOC

安排预约

固定房屋净值贷款利率

术语 率 点 年利率低至*
10年期冥界 8.125% 0 8.206%
15年的帮助 8.375% 0 8.434%

房屋净值信贷额度

名字 年利率低至*
房屋净值信贷额度 8.50%

*年费率(APR). The APR is variable and is the lowest rate available. APR is based on Prime plus a margin determined by your credit score and the Loan-to-Value ratio of your home. 最高年利率为15%. 须经信贷审批. An 汽车mated Valuation Model (AVM) will be used to determine equity on HELOC requests amounts less than $75,000. Members have the option to purchase an appraisal at their own cost if they disagree with the AVM value. There are closing costs on the loan that are specific to each member's situation. 如有更改，恕不另行通知.

** 年利率(APR). 率 is the credit union's standard rate and changes frequently. 广告的年利率是最低的. APRs are calculated on a $100,000 mortgage, owner occupied single family detached with 780 FICO. 须经信贷审批. 10万美元以上的数额需要评估. An 汽车mated Valuation Model (AVM) will be used to determine equity on 首页 Equity Loan requests. 有一些限制. Program, rate, terms and conditions are subject to change without notice.